KT (КТ) — territory
Depends on the territory of primary vehicle use, determined from the owner’s registration details.
KBM (КБМ) — insurance history
Reflects how previous insurance claims affect the price. The user enters their current KBM (КБМ) value manually.
KVS (КВС) — age and experience
Determined by the driver’s age and the number of complete years of driving experience.
KO (КО), KM (КМ) and KS (КС)
KO (КО) reflects driver restrictions, KM (КМ) covers engine power, and KS (КС) covers the vehicle usage period.