The formula
For the supported scenario, the calculation is: TB (ТБ) × KT (КТ) × KBM (КБМ) × KVS (КВС) × KO (КО) × KM (КМ) × KS (КС).
An insurer chooses the TB (ТБ) base rate within a range set by the Bank of Russia. A responsible independent calculator therefore shows a minimum and maximum estimate.
Why the result is a range
The coefficients can be selected from the entered details, but the insurer’s exact base rate is not known in advance. A range presents both boundaries without false precision.
What the breakdown shows
The result will include every coefficient, why it was selected, the tariff dataset version and a link to the regulatory source.